General Insurance
We strive our best to meet the insurance needs and expectations of our customers, through our commitment to provide the highest quality service and a promise to guarantee our customers’ satisfaction and welfare.
Motor Vehicle Insurance
Comprehensive cover: In addition to liabilities covered in the Third-Party policy, Comprehensive Motor Insurance policies also cover material damage to the vehicle, arising from accidental damage, fire, and theft.
Commercial Motor Vehicle Insurance
Motor Commercial vehicles range from vans, pick-ups, buses, canters, articulated motor vehicles, prime movers, etc
Domestic Package
This policy is designed to cover the owner / occupier for the buildings and contents, owners’ liability, personal liability, and Workmen Compensation.
Fire & Perils
The basic Fire policy covers loss/damage to the insured property by fire, lightning, and explosion. However, the policy allows an extension to cover damage/loss by earthquake, flood, malicious damage, riot, strike, malicious damage, impact by vehicles, etc.
Burglary / Theft Insurance
The policy covers physical loss/damage to the insured property caused by Burglary/Theft upon an actual forcible and violent entry or exit into or out of the insured’s building/premises. Insured items should be clearly described and their respective values indicated in the schedule.
Marine Insurance
Depending on the insured’s specific needs, different covers exist: Marine Open Cover Insurance, Marine Time on Risk Insurance, Marine Voyage Cover Insurance, Marine Mixed Cover Insurance
Group/ Personal Accident Insurance
This insurance policy provides indemnity against losses suffered to the Insured Person or a group, in the event of Accidental Death and/or Personal Injury.
Money Insurance
This policy covers money, which unless otherwise stated means currency, coins, and bank cheque, money orders, postage and revenue stamps against loss.
Fidelity Guarantee Insurance
This policy offers indemnity against direct pecuniary losses resulting from fraud or dishonesty of employees.
Professional Indemnity
Professional Indemnity Insurance policy provides cover to professionals against legal liability for any acts of negligence in the course of their duty.
Contractors All Risks
The Contractors All Risks policy covers the construction works, construction plant and Machinery/equipment, materials on site, cost of demolition and debris removals, professional fees, Plans and designs etc.
Work Injury Benefits Acts Insurance
This policy will indemnifies the insured against legal liability under the Work injury Benefit Act 2007 (WIBA), in respect of assessments and awards for Death and/or Bodily Injury by accidents or disease contracted by the Insureds employees during the course of their employment, and within the period of insurance, subject to the Terms, Conditions, Exclusions, and Warranties stated in the policy
Public Liability
Our Public liability cover provides indemnity against legal liability to third parties in respect of accidental death, bodily injury and / or illness and / or loss of or damage to property incurred in the course of the Insured’s business.
Political Violence & Terrorism
This cover indemnifies the insured against loss, damage/destruction of the Insured items/property following Acts of Terrorism, sabotage, riots, strike and civil commotion, malicious damage, insurrection, revolution and rebellion, mutiny and/or Coup ‘detat all for political reasons.